Merchant Services

Windsor Solutions can lower your merchant processing fees across the board. Whether you issue invoices, accept online payments, recurring billing and subscriptions, or in-person sale with a card reader, Windsor Solutions can help.

How does it work?

The short answer is “INSTANTANEOUSLY!” The longer answer is that when you sign up for bookkeeping services from Windsor Solutions, we can lower the processing fees on credit card transactions. This allows your business – whether online, in a physical store, or out in the field – to capture more revenue and reduce your expenses.

Merchant Rates from Windsor Solutions (Compared to the Other Guys)

Merchant Processing Rates	Windsor Solutions QBO Rates	SQUARE	STRIPE
Cards & digital wallets Invoices or payment links paid using Visa, Mastercard, Discover, American Express, Apple Pay, PayPal, and Venmo.	2.8%	3.3% + 30 cents No PayPal or Venmo	2.9% + 30 cents* No PayPal or Venmo
ACH bank payments Invoices or payment links paid using an electronic transfer that pulls money from a customer’s bank account into yours.	1% $15 MAX	1% $1 MINIMUM	1.2%*
Card Reader In-person payments with a card reader. Takes Visa, Mastercard, Discover, American Express. Also takes Apple Pay, Google Pay, and Samsung Pay.	2.3%	2.6% + 10 cents	2.7% + 5 cents
Keyed-In Cards Payments processed by manually entering a customer’s card information.	3.3%	3.5% + 15 cents	3.4% + 20 cents
Rates are accurate as of 8/26/2024. All listed rates are per transaction. Not all payment plans shown; only most comparable plans by feature are highlighted. These accountant referral rates are automatically applied when clients sign up from this page. *Stripe may charge an additional 0.4%/0.5% fee per paid invoice based on plan.

Get Started Today!

Instant deposit: Instant deposit is an additional service offered by QuickBooks Payments subject to eligibility criteria, including delayed eligibility for new users and availability for only some transactions and financial institutions. The service carries a 1% fee in addition to standard rates for ACH, swiped, invoiced, and keyed card transactions. This 1% fee does not apply to payments deposited into a QuickBooks Checking account. Deposits are sent to the financial institution or debit card that you have selected to receive instant deposits. Scheduled instant deposits are run automatically; QuickBooks checks for eligible funds up to 7 times per day. Non-scheduled instant deposits are sent within 30 minutes. Deposit times may vary due to third party delays.

Same-day deposit: Same Day Deposit allows you to have near-real time deposits sent to you on a predetermined daily schedule (up to 3x a day, Monday through Sunday, including holidays). Same Day Deposit is an additional service offered by QuickBooks Payments subject to eligibility criteria, for no extra fee for QuickBooks Money users. QuickBooks Money payment request fees apply for ACH and card transactions. Once batched, eligible deposits will be sent to your QuickBooks Money account, and will be available in up to 30 minutes. Transactions after 9:00 PM PT will be available for deposit the following morning. Deposit times may vary for third party delays.

QuickBooks Card Reader: Intuit and QuickBooks are trademarks of Intuit Inc. and other parties’ marks are property of their respective owners. Data access is subject to cellular/internet provider network availability and occasional downtime due to system and server maintenance. Separate card reader purchase, product registration, and QuickBooks Payments account required. Account subject to eligibility criteria, credit and application approval. Terms, conditions, features and services are subject to change. Use is subject to important terms of service and licenses information: quickbooks.intuit.com/payments/legal/. Terms, conditions, pricing, special features, and service and support options subject to change without notice.

Ready to Streamline Your Payments and Grow Your Business?

Discover how Windsor Solutions’ reliable, secure, and customizable merchant services can help you process payments faster and smarter. Whether you’re online, in-store, or on the go, we have the tools you need to succeed.